Property insurance

Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, inland marine insurance or boiler insurance.

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Life insurance

Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Life insurance policies often allow the option of having the proceeds paid to the beneficiary either in a lump sum cash payment or an annuity.

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Casualty insurance

Casualty insurance- insures against accidents, not necessarily tied to any specific property.
* Crime insurance is a form of casualty insurance that covers the policyholder against losses arising from the criminal acts of third parties. For example, a company can obtain crime insurance to cover losses arising from theft or embezzlement.
* Political risk insurance is a form of casualty insurance that can be taken out by businesses with operations in countries in which there is a risk that revolution or other political conditions will result in a loss.

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Disability insurance

called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. In other words, it answers the question, "How would I pay for my living expenses if I became unable to work?"

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Boiler insurance

Boiler Insurance (Boiler Cover) is a type of insurance that covers repairs and in some cases the replacement of your home boiler. It can also cover other parts of your central heating system and even your plumbing and electrics.

Aviation Insurance

Aviation Insurance was first introduced in the early years of the 20th Century. It is not known who wrote the very first aviation insurance policy though there is evidence that early aviators did purchase limited amounts of coverage.In 1929 the Warsaw convention was signed. The convention was an agreement to establish terms, conditions and limitations of liability for carriage by air, this was the first recognition of the airline industry as we know it today.

Required Automobile Insurance

Virtually all states require that drivers carry a minimum amount of car insurance.* Yet the amount and type of insurance that motorists must purchase varies considerably from state to state. Some states, like Maine and Alaska, require as much as $50,000 coverage for bodily injury of one person, $100,000 for injury to all persons in an accident and $25,000 for property damage (usually written as 50/100/25). Other states require as little as 10/20/10 such as Louisiana and Florida.

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