called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. In other words, it answers the question, "How would I pay for my living expenses if I became unable to work?"
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1 comment:
We should only go for Disability insurance when we have the risk of getting injured. If it's just about the risk of falling sick, we could go for Critical illness insurance.
We're often scared of critical illnesses and opt for disability insurance. Our carrier will only repay a particular amount set for a listed disease if we have a disability insurance policy.
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